A good diamond ring is one of the very expensive things, a person can have. Its care and safety is very important. Most of the people forget insuring it and in case of its damage or loss, they suffer because of the fact that they can't afford a new one. Its insurance is not that much simple. In fact, most of the companies don't insure it just on the normal policy of the customer and the others insure it just for the case of theft, not for damage or loss.
All the things should be made clear before ensuring it. Knowledge of insurance cost is very important and customer should discuss its impact on the policy with the insurance company representative. Second very important thing to be discussed is the mode of recovery when insurance is claimed. Some companies pay the money to the customer so that he could buy the new one while others simply send a new ring to the customers.
Some of the companies which also insure the damage have their own workers which can repair the damaged one. Others make an estimate of the damage and then have a good jeweler to make the repair.
It is very important to care for diamond ring as a good one is very difficult to find and normal methods of cleaning can't be applied on it. If a person doe's household works while wearing it, its shine fades. Most of the jewelers cover diamonds with protective and shining coats to enhance their attractiveness for the customers. This also makes its shining long lasting. To remove dirt, the best method is to soak it in soap water for some time and then a brush can be used to clean it. Soft cloth should be used to dry it. Scratches can be avoided by keeping it in a separate box, away from the other jewelry.
By Sarah Nabila
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